Credit Protection Identity Theft Essay Example for Free

Credit Protection Identity Theft Essay 1. If you find errors on your credit report, what steps would you take to correct them? In my personal experience, I had an error on my credit report when I was applying for a loan with my bank. I did not get approved for my loan even though one month prior I was approved and I had a low interest rate due to my high score. A few days later I received a letter in the mail explaining why along with my current credit report which dropped almost 100 points. I emailed one of the bureaus, explaining that there was an error with my report. I had to mail in a copy of 2 forms of ID, my letter stating my â€Å"current† credit report and the letter I received a month prior. Within a short time, they corrected my credit score. 2. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? Based on my readings and personal experience, people should not use credit repair services because the ratio of scams out there online are very high. In the technology age we are in, it is very easy to fall victim to identity theft, even from a simply online purchase. With that same concept, â€Å"free† credit reports and repair services are not excluded just because it claims to help. Only one website is authorized under law to disclose such personal information to you via internet that is certified; annualcreditreport.com. Any other type of website that offers free reports are not part of the legally mandated free annual credit report program. If yu receive any emails, asking you to disclose personal information, it is a scam and should be reported. 3. Have you, a family member, or a friend been a victim of identity theft? How did it happen? Describe the resolution process- ex. how much time did it take, what credit damage was corrected? My Master Sergeant I worked for while in the Marine Corps was a victim of identity theft while temporarily overseas. He used his government credit card in Europe to pay for his hotel room. 2 weeks later, when he was back in the states, the bank called him to confirm that he had been in Asia and the Middle East within 24 hours. He put a freeze on all his accounts and had to file a report of the incident. After the claim was routed, he was reimbursed and had to reopen a new account for his government credit card. 4. Using the FTC site, what can you do to minimize the chance of your identity getting stolen? To minimize the chance of my identity getting stolen, per off the FTC site, I should have a safety lockbox to store all my personal information in. I should minimize what I carry with me while I’m not home to the essentials so I may reduce the risk at having an identity theft. I should also shred receipts, bank statements, credit applications, checks, and any other forms of sensitive information when I’m through with the document and I no longer need it. I should be aware of the lock icon in the URL when giving out personal information on the web to ensure the transmission is secure. Finally, I should not over share on social media websites.

Comparing Low-fat, Low-calorie, and Low-carbohydrate Diets Essays

Comparing Low-fat, Low-calorie, and Low-carbohydrate Diets Low-fat, low-calorie, and low-carbohydrate diets are of unequal effectiveness and merit. Low-carbohydrate diets are simply better. All three diets attempt to induce weight loss by managing the body’s energy intake. The body gets the energy it needs to stay alive from food. Food can be broken down into three major categories: carbohydrates, protein, and fat. Even though fat contains the most calories per gram, because of the way digestion works, the body gets all of its energy from carbohydrates and none from fat found in food. When the body takes in excess energy, it is stored in body fat. If it ever needs to, the body can dip into these energy reserves by breaking down the fat in which the energy is stored. Low-carbohydrate diets work by cutting back on the body’s main fuel source, carbohydrates, and replacing it with fat and protein. While protein and fat have other vital uses in the body, they do not provide any energy. So, the body is forced to burn fat for fuel. Lo w-calorie diets simply proscribe a lower overall caloric intake thereby providing the body with insufficient fuel, again forcing the body to dip into its reserves. Low-fat diets reduce fat intake because proponents of low-fat diets claim that fat is the type of food with the biggest caloric bang for its nutritional buck Low-fat diets are based on the fallacious connection between body fat and fat in food. There is no such connection, and this is a mistake that can have dire consequences. The body does not use fat as an energy source. People actually gain weight on low-fat diets because snacks toted as low-fat are frequently high in carbohydrates to compensate for the loss of flavor from lack of fat. Becau... ...st in calories. However, that connection is nonexistent and people can gain weight on low-fat diets if they are not careful. They also do not get enough of the vitamins that are only found in fat. Low-calorie diets stipulate a cutback in overall food intake. Such diets are effective but also cut back on essential vitamins. By reducing the amount of carbohydrates in a persons diet and replacing them with fat and protein low-carbohydrate diets safely and efficiently induce weight loss. Works Cited 1. Astrup, Anne, Thomas Meinert Larsen, and Angela Harper. Atkins and other low carbohydrate diets: hoax or an effective tool for weight loss. www.thelancet.com Vol. 364. September 4, 2004. 2. Nelson, David L. and Michael M. Cox. Lehninger Principles of Biochemistry. 3rd ed. Worth Publishers. 2000 3. http://www.weightlossforgood.co.uk/fat_information.htm

Student Service Enterprise Inventory System

STUDENT SERVICE ENTERPRISE INVENTORY SYSTEM A Concept Paper Presented to The Faculty of the College of Computer Studies Central Philippine University Jaro, Iloilo City, Philippines In partial fulfilment Of the Requirements in CS318 – Research Methods in IT By JanelynGrasparil BSIT – 4 July, 2012 CHAPTER 1 INTRODUCTION Overview of the Current State of Technology With the power of technology nowadays, people get interested with computers. They tried to indulge themselves on it to have a productive result in a more efficient and time saving process.It is highly valued in institutions like business enterprises, schools, hospitals, government and non government services. However, some of them are still using manual system. In this regard, we acknowledge the value of computerized system. CPU Student Service Enterprise is a store inside the campus where students, faculty, and staffs can buy goods, books, school supplies, P. E & school uniforms, etc. Each department’s ar e also purchasing supplies for their offices. One of the problems of SSE is the manual Inventory System. The manual system is not accurate and time consuming. Quarterly, SSE is conducting their inventory.When the inventory date is near work students and staffs are listing all the goods or items that are available in yellow paper. The paper contains the quantity, unit, description, and unit price of an item. In the proper date of inventory, work students manually count the goods or items. After counting all the available items, work students will put the unit price of each item. Finding the prices is time consuming. It takes two to three weeks to finish pricing those items. Prices of the items are all in the journal book. But some of the old stocks items are hard to find their prices.After pricing all the items, the book keeper will encode that in Excel. After that, she will print it out and forward to the VPFE. Overview of the Desired State of Technology I would like to propose a co mputerized inventory system to be installed at the CPU Student Service Enterprise, a formal computerized approach to inventory storing. The system provides the user with fast, accurate data handling and retrieving. It makes adjustments for possible problems prior to their occurrence, as opposed to traditional control systems which looked at more historical demand and reacted to existing problems.Furthermore, it directly serves as the system for CPU Student Service Enterprise. This system will help keep personnel from wasting their time counting supplies and trying to manually determine which products to buy and sell. The system also includes tracking of remaining inventory, tracking when new orders should be made, tracking which items are most popular and something to help the business decide what items are most profitable and which products to remove. They could also compare the inventory available at each customer to their corresponding needs.Data on these transactions are very im portant in determining the availability of details on the products in needs of reviewing. Statement of the Problem These are the following problems encountered by CPU Student Service Enterprise: * The manual process consumes too much time for the work students and staff and rigid time to process a transaction. * Inaccurate daily updating, recording, and monitoring of inventory of productsthat goes in and out due to human errors in the manual system. * Time consuming retrieval due to manual search from numerous files. The availability of the product is difficult to identify due to lack of information regarding on files that are outdated. * Slow and inaccurate resulting to problems like lost of items and unable to track the prices of an item. Objectives of the Study General Objective: * This study aims to solve the problems encountered and to change the Manual Inventory System and develop a Computerized Inventory System for CPU Student Service Enterprise. Specific Objectives: * To hav e an accurate inventory of stocks by providing the system an interactive GUI that capable of performing and handling accurate filling. To speed up the process of searching the data from the files. * To have a back up of data by creating a copy of database. * To ease process of monitoring the inventory of products by providing the system a normalized database system for storing all updated details on the inventory. Theoretical Framework Fast, Accurate, Reliable CPU – SSE INVENTORY SYSTEM Inefficient, Slow Processing, Unorganized, Inaccurate Systems Theory Figure 1. 0 Theoretical Framework based on Systems theory Theoretical Framework The figure above shows the elements needed in the development of SSE Inventory System.It is a system that stores data of the products or an item. Significantly, the manual processes are replaced by a computerized one which utilizes data from the book storage of inventory, with the computerized inventory system, the user can easily review and monit or the current status of the products or an item, in which the overall processes are hastened using this system. System theory Systems theory  is the  interdisciplinary  study of  systems  in general, with the goal of elucidating principles that can be applied to all types of systems at all nesting levels in all fields of research.System theory is the transdisciplinary study of the abstract organization of phenomena, Independent of their substance, type, or spatial or temporal scale of existence. It investigates both the principles common to all complex entities, and the (usually mathematical) models which can be used to describe them. (http://www. utwente. nl/cw/theorieenoverzicht/Theory%20clusters/Communication%20Processes/System_Theory. doc/) Inventory system Keeping an inventory (stock of goods) for future sale or use is common in business.In order to meet demand on time, companies must keep on hand a stock of goods that is awaiting sale. The purpose of inventory theor y is to determine rules that management can use to minimize the costs associated with maintaining inventory and meeting customer demand. Inventory is studied in order to help companies save large amounts of money. (http://www. whitman. edu/mathematics/SeniorProjectArchive/2006/zapponj2. pdf Conceptual Framework SECURITY INVENTORY MANAGEMENT DATABASE MANAGEMENT SYSTEM Figure 2. 0 Conceptual Framework Conceptual frameworkThe figure above conveys the concept that composes a system. These concepts serve as the main basis of ideas on how the researchers derived and created the system design and functionalities. DBMS A database management system (DBMS) is computer software designed for the purpose of managing databases based on a variety of data models. It is a complex set of software programs that controls the organization, storage, management, and retrieval of data in a database. DBMS are categorized according to their data structures or types. Inventory ManagementInventory management i s primarily about specifying the size and placement of stocked goods. The scope of inventory management also concerns the fine lines between replenishment lead time, carrying costs of inventory, asset management, inventory forecasting, inventory valuation, inventory visibility, future inventory price forecasting, physical inventory, available physical space for inventory, quality management, replenishment, returns and defective goods and demand forecasting. (http://www. inventorymanagement. com/2007/07/inventory-management-definition. html)This will track down the stocks of materials if it’s available or not, ready to be used and if need to be ordered. Through the database, the inventory log will be used as bases of the stocks if which product is the most demand by the customer. Through this management can decide whether in what product they should focus to meet customer’s needs and expectation. Security Method of protecting information, computer programs, and other co mputer system assets which is the security of computer assets and capital equipment refers to computer location, access control, software protection, and storage procedures.The objective of computer security includes protection of information and property from theft, corruption, or natural disaster, while allowing the information and property to remain accessible and productive to its intended users. (www. answers. com/topic/computer-security) Data and information will be secured, especially with stock in and out of materials. This will avoid any unauthorized transaction. A username and password will be provided to track the person who will stock out and stock in a material. UsersEntity that has authority to use an application, equipment, facility, process, or system, or one who consumes or employs a good or service to obtain a benefit or to solve a problem, and who may or may not be the actual purchaser of the item. (http://www. businessdictionary. com/definition/user. html) User w ill feel all the complexity of the system, easy to use with a user friendly interface that will let user easily understand the flow of the system Scope and limitations of the study The Computerized Inventory System is intended only for CPU Student Enterprise.This study mainly focused on providing business application using computerized system that enables business to track services and aims to provide accurate and reliable process on every transaction. This study looks into a better impact of using technology today on how it affects our daily lives especially for being a customer. With these studies it can help the beneficiaries to know the differences of using manual system to a computerized generation today. An inventory system is a system used to keep track of a business products and supplies.These programs are invaluable tools for most businesses because they are able to complete tasks quickly that would take much longer if done manually. Only the administrator has the privilege to use the computerized reservation system. It also excludes maintenance and other transactions according to the system. Significance of the Study The study will be of great use to the customers and workers of CPU Student Service Enterprise. The study, through its output, can assist the SSE in accomplishing tasks in a shorter period of time. Aside from this, the proposed system has a storage system for data retrieval of previous inventories.The proposed system utilizes the best way to organize the database type of system and to improve the services of the people involve. Moreover, the computerized system will guide the management in deciding matter involving assigning process. Manager will be informed on transaction through print out reports. Thus, the VPFE can manage well its finances and more likely to have savings with the proposed system. They can also expect that computer units built within the company have basis fact with the use of the propose system. Putting up good facilit ies can ease or minimize stress experience by the staff and work students. Chapter IIREVIEW OF RELATED LITERATURE AND STUDIES Inventory control system A process for keeping track of objects or materials. In common usage, the term may also refer to just the software components. Modern inventory control systems rely upon barcodes, and potentially RFID tags, to provide automatic identification of inventory objects. In an academic study performed at Wal-Mart, RFID reduced Out of Stocks by 30 percent for products selling between 0. 1 and 15 units a day. Inventory objects could include any kind of physical asset: merchandise, consumables, fixed assets, circulating tools, library books, or capital equipment.To record an inventory transaction, the system uses a barcode scanner or RFID reader to automatically identify the inventory object, and then collects additional information from the operators via fixed terminals (workstations), or mobile computers. Applications An inventory control sys tem may be used to automate a sales order fulfilment process. Such a system contains a list of order to be filled, and then prompts workers to pick the necessary items, and provides them with packaging and shipping information. Inventory system also manages in and outwards material of hardware.Real-time inventory control systems use wireless, mobile terminals to record inventory transactions at the moment they occur. A wireless LAN transmits the transaction information to a central database. http://en. wikipedia. org/wiki/Inventory_control_system Golden Inventory System Golden Inventory System is an advanced inventory software designed for wholesale and manufacture businesses. This system has several advantages, including the Return Merchandise Authorization function, hierarchical groups for products, import and export functions for QuickBooks 2010, PDF and XML files, multi- urrencies and expiration dates features. This inventory software has the flexible security function. You can define access rights for each your employee. Golden Inventory system works with MS SQL Server and MS Access database files. Now, our system calculates item costs using FIFO and Average methods. You'll be able to create orders and invoices very fast and send them via email to your customers. This is very flexible software with a lot of options. This inventory software can handle more than 100'000 items. You can install free MS SQL Server Express Edition on your server andGolden Inventory software on your computers and you'll obtain a very powerful network inventory system for any size business. www. executivpro. com/ Just-in-time (JIT) is an inventory strategy that strives to improve a business's return on investment by reducing in-process inventory and associated carrying costs. Just In Time production method is also called the Toyota Production System. To meet JIT objectives, the process relies on signals or Kanban, between different points in the process, which tell production whe n to make the next part.Kanban are usually ‘tickets' but can be simple visual signals, such as the presence or absence of a part on a shelf. Implemented correctly, JIT can improve a manufacturing organization's return on investment, quality, and efficiency. Quick notice that stock depletion requires personnel to order new stock is critical to the inventory reduction at the center of JIT. This saves warehouse space and costs. However, the complete mechanism for making this work is often misunderstood. (en. wikipedia. org/wiki/Just-in-time_(business) Inventory ValuationDetermination of inventory cost is the major aspect of financial reporting. Whether the periodic or the perpetual system is used, it is necessary to use a specific method for the assignment of costs to the ending inventory as well as to the cost of goods sold. Assignment of costs can be complex because goods are usually purchased at different costs during the accounting period. Thus, there must be a consistent pro cedure in assigning costs which is called the cost-flow assumption (Eisen, 2007). There are three cost-flow assumptions that can be used: First-In, First-Out (FIFO) Method.This is based on the assumption that the first units brought are the first units sold. The oldest cost assigned to the inventory is the cost assigned to the goods first sold. Consequently, the most recent cost is assigned to the ending inventory. Although business organizations are free to choose among a number of inventory methods, many adopt FIFO simply because there is a tendency to dispose of goods in the order of their acquisition (Eisen, 2007). This method, though not as accurate as specifically identifying the item being sold, would give a close approximation of value.Last-In, Last-Out (LIFO) Method. This method assumes that the most recent cost of goods acquired should be charged at the most recent sales made. Thus, the assignment of the cost to the ending inventory represents the cost of all earlier purch ases, without regard to the order in which the goods are actually sold, since it is assumed that the goods are all the same and readily interchangeable(Eisen, 2007). Weighted Average Cost Method. This method yields a cost that is representative of the cost of the product over the entire accounting period. The weighted verage cost of a unit of inventory is determined and all units are assigned this cost. The average cost is weighted by the number of units purchased at each cost (Carroll, 2006 Eisen further notes that in accounting periods where costs remain relatively constant, the FIFO method is probably the most appropriate. If it is important that replacement costsrelate as closely as possible to the cost of the goods sold, the LIFO method is better. The weighted average method is a third option, even though it does not necessarily bring about the matching of costs and revenue. Its simplicity may have a ost-saving effect. Summary Every business big or small, is in need of inventor y system for keeping tracks of records and specifically storing essential data in which could be reviewed and monitored by the manager. There are many ways and approaches to the inventory strategy. Inventory system is the heart of the business. The main advantage of the system that I will be going to develop is it will provide a computer generated output of the inventory a whole lot faster and accurate. Chapter III METHODOLOGY OF THE STUDY Figure 3. 0 Modified Iterative Waterfall Model ( www. nfolab. stanford. edu) In the development of the system, the researchers followed the phases of a Waterfall Method with the combination of an Iterative Model. The model is illustrated in figure 3. System Analysis The first phase that the researchers undertake is the system analysis which includes initial investigation and data gathering to prove the viability of the system. An interview (which is an interactive tool) with the management and employees of the organization was also conducted and a t the same time the group observed how their transactions work.It is also in this phase where the group observed and interacted with the users to further understand what information users need to perform their jobs. It is in this phase wherein other forms of interactive tools were used such as observation of the users involved and the organization’s environment. Requirement Definition In the requirement definition phase includes the definition of problems, objectives and estimation of scopes and limitations after the gathered data was summarized. During this phase wherein the researchers identified the information requirements for particular users involved.As an output the group had a deeper understanding of how the business function and have the complete information of the people, goals, data, and procedures involved. Interactive tools are used to accomplish tasks in this phase, observation and interviewing the people involved. System Design System analysis leads to design d ecision, which exactly determines how the system operates in terms of process, data, hardware, network infrastructures, user Interface and other important factors in the system environment. System DevelopmentIn this stage where the coding phases will start. Application software will be used in the development of the system. It is in this phase includes the programming of the system such as coding and program testing and to add more to that this phase also comprises the development or implementation of the system design. Microsoft Visual Basic 6. 0 is used as the development tool for the front end and MySQL Server 5. 0 as the back end. Photoshop and Corel Draw serve as an enhancement tool for the GUI and with the Corel Draw it.In this phase a constant interaction with the users is done to gather comments/feedbacks, validation and suggestions of the system design and layouts. Testing and Maintenance The testing and maintenance stage includes the preliminary implementation of the syste m together with the users and programmers using sample data or accurate data of the current system. A series of test is undergone to pinpoint neglected or unseen problems of the system before it will be handed down to the organization for operational implementation. The system documentation begins in this phase.The system manual or documentation includes all the necessary information that will guide the users about the systems functionality. System Implementation This is probably the most resource, cost and time-consuming phase of all. This is when the system is actually built, tested, and finally installed. It also includes activities such as user training and system maintenance. Some experts like to separate them into different phases Deploymentand Maintenance. However the four phases are the most commonly known and accepted steps. Gantt ChartPHASE| Activities| Mar| Apr| May| Jun| July| ExpectedOutput| Planning| Understanding why the system should be built| | | | | | Give the best solution and easy access to the system| Requirements| Adjustment and changes from the users to the system being developed| | | | | | Well Developed System| Design| Architecture design of the System| | | | | | Should be user friendly| Implementation| The system is actually built| | | | | | Ensured and well runned system| Test| The System Is Being Tested| | | | | | Completely functioning | Maintenance| Undergo Some Changes| | | | | | System Run Successfully| References Internet Sources (http://www. twente. nl/cw/theorieenoverzicht/Theory%20clusters/Communication%20Processes/System_Theory. doc/ (http://www. whitman. edu/mathematics/SeniorProjectArchive/2006/zapponj2. pdf (http://www. inventorymanagement. com/2007/07/inventory-management-definition. html (http://www. answers. com/topic/computer-security) (http://www. businessdictionary. com/definition/user. html) http://en. wikipedia. org/wiki/Inventory_control_system http://www. executivpro. com/ (http://en. wikipedia. org/wiki/Just-i n-time_(business) ( www. infolab. stanford. edu What Is an Inventory System? | eHow. com  http://www. ehow. com/facts_5518826_inventory-system. tml#ixzz21dQmNn9Z What Is an Inventory System? | eHow. com  http://www. ehow. com/facts_5518826_inventory-system. html#ixzz21dR2Cuo 8 http://www. studymode. com/essays/Inventory-System-634220. html? topic http://sample-thesis. blogspot. com/2009/09/enhancement-of-pharmact-inventory. html http://en. wikipedia. org/wiki/Systems_theory Context Diagram of the Current System Staff/Work Student Book Keeper Manual Inventory System Record Record Counts items Item info Printed Inventory record VPFEData Flow Diagram Level 0 of the Current System Staff/Work Student Record Counts Item 2. 0 Counting and Classifying Of Items 1. 0 Record Item Info Record Item Info 3. 0 Determines Price List VPFE D1 Item_Journal Printed Record Recorded Item Info 5. 0 Print Inventory Record 4. 0 Encode Items in Excel Book Keeper Record Item List Recorded In Excel Item I nfo Context Diagram of the Proposed System D1Item_DBMS Item Info SSE Computerized Inventory System Book Keeper Staff/Work StudentUsername Inventory Password Records Printed Inventory Records VPFE Data Flow Diagram Level 0 of the Proposed System 1. 0 Encode Item Info 2. 0 Calculate all Item Prices Staff/Work Student Username Item List Password Item Info Calculated Price List Price List D1 Item_DBMS Book Keeper Inventory 4. 0 Print Inventory Records 3. 0 Check Inventory Records VPFE Printed Check Inventory Inventory RecordsRecords

Things Fall Apart and a Small Place Comparing the Theme...

The integrity of local cultures is compromised for that of the intruding colonizer. There is conflict between the existing traditions and beliefs in an area and the new civilizations rules and ideas. Each side believes that they are correct and the other is the amoral one. We felt superior, for we were so much better behaved and we were full of grace, and these people were so badly behaved and they were so completely empty of grace. (Of course, I now see that good behaviour is the proper posture of the weak, of children) (Kincaid 30). In A Small Place, Jamaica Kincaid states that the Antiguans believed that the English were terrible because of their manners and behavior. She follows that the good behavior of the Antiguans is†¦show more content†¦To Okonkwo, masculinity is the most important value in life. He puts this value before any of the other values the clan holds as important. This is evident by his violation of the week of peace by beating his youngest wife. Okonkwo takes part in the killing of Ikemfuna when the oracle warned him against it. [Okonkwo] heard the blow. The pot fell and broke in the sand. He heard Ikemefuna cry `my father they have killed me! as he ran toward him. Dazed with fear, Okonkwo drew his machete and cut him down. He was afraid of being weak (Achebe 61). Okonkwo risks upsetting the gods by directly going against what the oracle said. His downfall begins when his gun explodes and kills a boy. This is also a feminine crime because it is accidental. When Okonkwo is exiled he is devastated. This setback ironically extends his life. If he were is Umofia when the missionaries came he would have immediately tried to rebel against them and would have met his demise much faster. Instead he has to witness his eldest son convert to Christianity and his society fall at the feet of British colonizers. The Christians challenge sacred ideas of the Ibo life by teaching equality and forgiveness. 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